1) Spread 1 large can REFRIED BEANS mixed with 1 pkg. TACO SEASONING mix.
2) Cover with AVOCADO DIP.
3) Top with SOUR CREAM, dropping by large dollops then spreading with a spatula.
4) Top with 1 bunch GREEN ONIONS, chopped; 1 can sliced OLIVES, drained; 1 TOMATO, diced.
5) Cover top with grated CHEDDAR CHEESE as desired.
6) Serve with tortilla chips.